We take a ‘team of professionals approach’ working with a network of professionals who each have specific domain expertise, and contribute to helping you fulfill your plans and intentions.
THE
Wealth and Estate Optimization
An integrated approach to aligning legal, tax, and financial strategies.
Financial
Clearly written directives that are effective, consistent and reflective of plans and intentions.
The benefits and drawbacks of using different structures such as trusts, corporations, jointly-held assets, and beneficiary designations.
Outline the opportunities and methods to put in place other legal and non-legal directives that complete estate plans such as a ‘letter of last wishes’ or a letter to your certain family members providing instructions or explanations for your decision making.
Tax
Retirement income that achieves current and future spending needs including strategic timing of when to commence certain income streams from pensions, registered accounts, and corporate assets.
Ensuring that there is sufficient liquidity to meet unanticipated but possible expenses such as late in life health and personal costs, as well as estate taxes.
Positioning capital that reflects objectives, risk tolerance, and personal preferences.
Legal
Retirement income that achieves current and future spending needs including strategic timing of when to commence certain income streams from pensions, registered accounts, and corporate assets.
Ensuring that there is sufficient liquidity to meet unanticipated but possible expenses such as late in life health and personal costs, as well as estate taxes.
Positioning capital that reflects objectives, risk tolerance, and personal preferences.
Independent Advice
We are independent consultants who are not tied to a financial institution or service provider.
Our advice is holistic taking into consideration your total wealth and estate position.
Our advice is integrated with your engagements with your other trusted professionals.
Unified Access
Access to a centralized perspective of your wealth and estate status.
Access to legal, tax, and financial knowledge relevant to your wealth and estate
Access to a network of professionals and other essential services at the right time.
Flexible Engagement
You decide how you want to engage with us and for how long.
We provide options for short term one-time, hourly engagements to longer term project-based engagements.
We offer event-based educational sessions and family meetings to facilitate engagement with trusted family members who will or have taken on a fiduciary role in the management of your affairs.
Multi-Generational
Helping families navigate generational change with clarity, foresight, and continuity.
We Smooth Family Role Transitions
When you are called upon to support and represent your aging parents and their estates when they pass.
From one spouse to another as one spouse becomes incapacitated or dies.
When you become incapacitated or pass and your children are called upon to provide support to you as you age or perform the role of executor of your estate.
Thoughtful, strategic transfer of wealth while you are alive so you can experience your children and grandchildren benefiting from advance gifting.
We consider the causal impact of role transitions, advance gifting, and wealth transfer at end of life to ensure that you well informed when making decisions.
